Western Suburbs, Downers Grove and Oak Brook real estate and homes for sale in Illinois, luxury homes, new construction - RE/MAX Action Associates, REALTORS® RE/MAX Action Associates REALTORS(r) for Western Suburbs, Downers Grove and Oak Brook, Illinois real estate, luxury homes, new construction - NUMBER1EXPERTS™ RE/MAX Action Associates NUMBER1EXPERTS(tm) for Western Suburbs, Downers Grove and Oak Brook, Illinois real estate, luxury homes, new construction
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RE/MAX Action Associates, REALTOR®, real estate agents and broker for Western Suburbs, Downers Grove and Oak Brook Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

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Real Estate Tips
Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Real Estate Trivia
Q 
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?

A 
Lender in these states must pay interest on funds held in escrow accounts.
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RE/MAX Action Associates, REALTOR®, real estate agents and broker for Western Suburbs, Downers Grove and Oak Brook Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

RE/MAX Action Associates
RE/MAX Action

Corporate Office – 1550 Maple Ave
Lisle, IL 60532
Toll-free: 800-276-2600
Email: garyjacklin@NUMBER1EXPERT.com

RE/MAX Action Associates truly are "Mobile Agents. On The Move!" ® We are here to serve you every step of the way. RE/MAX Action's state of the art Corporate Office, Home Showrooms and mobile technologies are enabling our RE/MAX Action Team to provide our client's "Above the Crowd" service in their home purchase or sale. It's no wonder RE/MAX Action is the #1 Technology RE/MAX Office in Illinois and was named the RE/MAX Northern Illinois Technology Award winner for 2003 and 2004! Consummate professionals, RE/MAX Associates on average lead agents of competing brands in advanced real estate education and production. That's why they're known as "The Real Estate Leaders®" and why no one in the world sells more real estate than RE/MAX.

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